Pharos Microinsurance

The Pharos Solution addresses the needs of Microinsurances operations in the world. Designed to handle product management, policy administration, claims administration , accounting, reinsurance and full multi currency, multi language and multi channel capabilities including rural banks, post offices and mobile phones, Pharos makes integration with local software systems and payment gateways a very simple process.

Pharos can operate from the cloud reducing the need for infrastructure for the operation, making technology available at a very low and marginal cost. The ability to define large corporate structures with as many levels and branches as needed, a single instance of Pharos can manage a large number of small or local microinsurance operations, sharing resources with a single central control point.

The same instance of Pharos can operate with the same products in different languages and currencies, making it suitable for multinational operations where the basic product specifications are shared.